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A roundup of local banking institutions on the peninsula

1st Security Bank of Washington:

With 14 branches throughout the greater Puget Sound area this mutual savings bank has branches in Port Angeles and Poulsbo. Full service and federally insured, the bank was previously Washington’s Credit Union. Clay Williams is the Poulsbo branch manager. 1st Security Bank can be reached at 779-4488. www.1stsecurityofwa.com.

American Marine Bank:

Has been serving communities in Western Washington for over 56 years, starting out as the first bank on Bainbridge Island in 1948. American Marine Bank now has 11 banking and two lending centers which includes locations in Bainbridge Island, Belfair, Kingston, Port Angeles, Port Ludlow, Port Townsend, Poulsbo, Seattle, Sequim and Silverdale. Serving the people and businesses of the community so the personal care you get comes from a bank that truly knows you as a neighbor. AMB offers a full line of banking products ranging from personal checking and savings to business banking, mortgage lending, trust and wealth management services. The Kitsap County branch managers include: Jane Sutherland , Mandy Colburn , Debbie Anderson , and Mary Hoover . American Marine Bank can be reached via website is at www.americanmarinebank.com or at 648-3194.

Bank of America:

Operates nine branches throughout Kitsap County. Branch locations include Bremerton, Kingston, Gig Harbor, Silverdale, Port Orchard, Bainbridge Island and Poulsbo. Bank of America offers both consumer and commercial banking services including a full line of mortgage and investment products. It also offers Saturday hours at some locations. The Port Orchard branch is one of only a handful of area banks to offer Canadian draft services and has a full service currency exchange service. Contact BOA at 442-6680 or visit www.bankofamerica.com.

Columbia Bank:

With 34 branches in the Puget Sound area and three on the Peninsula, Columbia Bank is a local, regional bank headquartered in Tacoma. President and CEO is Melanie Dressel. Columbia Bank is strongly committed to its customers and the communities it serves. The cornerstone of Columbia Bank’s business approach is a return to friendly, old-fashioned banking, coupled with modern convenience and technology. The Kitsap branch is located in Port Orchard at the intersection of Sedgwick Road and Highway 16. Reach Port Orchard branch manager Rob Putaansuu at 876-8384. The Gig Harbor branch is at 5303 Point Fosdick Drive NW and manager Christine Gullett Thomas can be reached at 858-5105. The Downtown Gig Harbor Branch is located at 3006 Judson Street, Suite 101, Alissha McVay, manager can be reached at 851-5551. www.columbiabank.com.

Frontier Bank:

Remains a “high touch” bank, successfully maintaining the friendly service that has fueled its skyrocketing growth, which began 27 years ago. Founded in 1978, Frontier Bank is now the largest commercial bank headquartered in Western Washington. With its administrative office in Snohomish County, the bank has grown to include 39 branch offices throughout Kitsap, Clallam, Jefferson, Pierce, King, Skagit, Snohomish, and Whatcom Counties. CEO John J. Dickson and a team of over 650 employees lead Frontier. Frontier Bank offers a variety of services to meet the needs of businesses and consumers, alike, ranging from commercial loans to investment programs for individuals. www.frontierbank.com.


With 62 KeyCenters located throughout the South Puget Sound region, KeyBank now has four locations in Gig Harbor and five branches in Kitsap County, including Poulsbo, Silverdale, Port Orchard and Bremerton. Additional peninsula locations include Port Angeles, Sequim, Belfair and Shelton.

Key’s parent company, Cleveland-based KeyCorp, is one of the nation’s largest bank-based financial services companies, with assets of approximately $91 billion. Henry Meyer is KeyCorp’s Chairman and CEO.

Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally. The company’s businesses deliver their products and services through KeyCenters and offices; a network of nearly 2,200 ATMs; telephone banking centers ; and a Web site, Key.com, that provides account access and financial products 24 hours a day.

KeyBank dates back to 1890 in the South Puget Sound region and combines the resources of a national company with the local decision-making power and expertise of talented and dedicated employees. Key was rated “Outstanding” in the past five consecutive exams by the Office of the Comptroller of the Currency for compliance with the Community Reinvestment Act . Key’s Community Development activities throughout the South Puget Sound region help to create affordable housing, encourage home ownership, provide loans, finance civic-minded projects and promote small business development with equity investments and government loan packages. www.key.com.

Kitsap Bank:

Founded in 1908, Kitsap Bank is Kitsap County’s oldest and largest locally owned community bank. Headquartered in Port Orchard, Kitsap Bank operates in 27 locations in seven counties throughout Western Washington. Led by President and CEO James Carmichael, Kitsap Bank has been awarded a 5-Star rating for 27 consecutive quarters by BauerFinancial, Inc., the nation’s leading independent bank rating firm.

Its national award-winning SBA Lending Department is one of the largest and most active in the country, and has been named a Preferred Lender by the U. S. Small Business Administration.

Kitsap Bank has a unique history. The company, which was originally incorporated under the name Kitsap County Bank and began operations August 8, 1908, will soon celebrate its 97th anniversary. Owned by the Langer family for the past 82 consecutive years, the bank is set apart by its unique ownership and track record.

Frank Langer served as President for 22 years from 1930-1952. Upon his passing, his wife Hannah took the reins, and served as president for 20 years, and subsequently as Chairwoman of the Board for an additional 14 years. Hannah Langer is distinguished as the first woman bank president west of the Mississippi River. Frank and Hannah’s daughter, Helen Langer Smith, is chairman of the board today; and daughter, Cydly Langer Smith, serves as vice chairman of the board. The Kitsap Bank Port Orchard main branch can be reached at 876-7800. www.kitsapbank.com.

Kitsap Credit Union:

Is a financial cooperative established locally in 1934. The Credit Union offers a full line of financial products and services with membership eligibility open to anyone who lives or works on the Greater Kitsap Peninsula. Headquartered in Bremerton, it has branches in Bainbridge Island, Bangor, Belfair, Bremerton, Bremerton High School , East Bremerton, Keyport, Kingston, Port Orchard, Poulsbo, PSNS, Silverdale, and two in Gig Harbor. Kitsap Credit Union became the number one auto lender last year and specializes in a variety of home and vehicle loans. Elliot Gregg is the president and CEO of KCU. The Credit Union can be reached at 662-2000 or at 422-5852. www.kitsacu.org.

Peninsula Community Federal Credit Union:

Is a not-for-profit financial cooperative serving the entire Olympic Peninsula, including anyone who works or lives in Kitsap, Clallam, Mason, Jefferson and Grays Harbor counties. Peninsula is a full service Credit Union, specializing in consumer loans, checking and savings products, and first and second mortgage programs. Peninsula has branch offices in Port Orchard, Belfair, and Shelton as well as a lending center in Silverdale.

The president and CEO is Steve Gorseth; Gaye White manages the Port Orchard branch. You can contact the Port Orchard branch at 876-8898. If you are out of the area, 426-1601 or visit www.pcfcu.org to learn more about the benefits of membership and the products and services available at Peninsula Credit Union.

Rainier Pacific Bank:

A community-based financial solutions provider serving Pierce and South King County with 12 locations, including one in Gig Harbor. Rainier Pacific offers a full range of products and services. Contact Rainier Pacific Bank at 228-2858 or 926-4000. www.rainierpac.com

Sound Credit Union: Is a member-owned cooperative financial institution, the credit union now has over 35,000 members, assets exceeding $240 million and has grown to serve all communities in the State of Washington. Sound Credit Union has 10 branch locations and offers a full array of financial services. The Gig Harbor Branch is located at 4521 Point Fosdick Drive NW. and the Key Center is located at 8920 Key Peninsula Hwy N. Both branches can be reached at 383-2016. www.soundcu.com.

Sterling Savings:

Conveniently located across from the Chamber of Commerce and the Bainbridge Ferry Terminal on Route 305. The experienced “Hometown Helpful” Bainbridge Island Branch staff serves Kitsap County. The branch manager is Yurich Cline. Sterling Savings currently has branches throughout Washington, Oregon, Idaho and Montana. Bank president is Dave Bobbitt. Sterling offers a full range of commercial and consumer services.

This includes financial services through its Harbor Financial office and mortgage services through Action Mortgage. The bank’s Bainbridge branch phone number is 842-8676. www.sterlingsavingsbank.com.

Timberland Bank:

Was established in 1915 in Grays Harbor County and is a true community bank with two full service branches in Kitsap and a new branch now open in Gig Harbor. The Silverdale branch is located at 2401 NW Bucklin Hill Road and is managed by Keith Baggerly who can be reached at 337-7727. The Poulsbo branch is located at 20464 Viking Way NW and can be reached at 598-5801. A new branch opened last year in downtown Gig Harbor at 3105 Judson St and is managed Richard Pifer. The Gig Habor branch can be reached at 851-1188. President is Michael R. Sand.

Timberland Bank offers a complete range of customer-focused products and services such as checking, savings, CDs and IRAs. In addition to real estate loans, consumer and home equity loans, the bank specializes in land and construction loans, land development, and business financing. Visit www.timberlandbank.com.

U.S. Bank:

With assets of $195 billion, is the 6th largest financial services holding company in the United States, tailoring its products to community banking as well as small to big business. U.S. Bank has both traditional banking hours at 6th and Naval in Bremerton, as well as In-Store Banking open 7 days a week at Albertson’s in Silverdale, Sedgwick Road and Mile Hill in Port Orchard. U.S. Bank has developed and adapted its own set of Five Star Service Guarantees. Every business, every employee, every day delivers the highest level of customer service in the industry. The U.S. Bank premier Five Star Service Guarantee assures customers of key valuable banking benefits and services or customers will be paid for their inconvenience. The company operates 2,370 banking offices and 4, 620 ATMs providing a full line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.

Venture Bank:

It has two locations in Gig Harbor. The Pioneer Way Branch can be reached at 853-5000 and the Point Fosdick branch at 853-3500. Venture Bank , locally owned and independently operated, now has 14 Financial Centers in four Western Washington counties. It offers a full spectrum of financial services, including commercial, construction, residential and consumer lending, deposit products and other banking services. The Bank also provides a broad range of investment services through its subsidiary, Venture Wealth Management. “We’re very entrepreneurial and independent — an ethic that reflects our Northwest roots,” said Bank President Ken F. Parsons, Sr. “Our employees are empowered to take banking beyond the ‘transaction’ — to create an exceptional experience for the customer,” Parsons added.

Viking Bank:

Headquartered in Ballard, operates branches in Poulsbo, South Seattle, Fife, South Tacoma, and Bellevue. Helen Ralph, commercial loan officer, specializes in SBA loans and Andrew Torres is the retail branch manager. The bank specializes in mortgage loans, plus business and personal banking. They offer insurance products such as consumer and commercial life, health disability, and home insurance. Reach the Poulsbo branch at 394-1701. www.vikingbank.com.

Washington Federal Savings:

Established in 1917, it is the second largest independent bank in Washington State and is headquartered in Seattle. It operates in eight states and has 117 branches, two of which are in Kitsap County — in East Bremerton and Poulsbo. There also is a branch in Sequim. Marilyn Hineman manages the Bremerton branch and Larry Elfendahl manages the Poulsbo branch. The bank offers residential loans, custom construction loans, land development loans and personal banking services. Elfendahl states, “Construction lending is our niche and strength.” Contact the Poulsbo branch at 779-2111 or the Bremerton branch at 479-4040. www.washfed.com.

Washington Mutual:

One of the largest banks in the United States, Washington Mutual was founded in Seattle in 1889 and helped people rebuild after the great Seattle fire.

It is a full-service bank and has in recent years expanded its services to include small business accounts for businesses with between one to 25 employees. This includes free checking accounts and lines of credit. It also has subsidiaries providing an array of services ranging from securities brokerage, mutual fund management, underwriting for insurance annuities, to life and property/casualty sales. Washington Mutual operates local branches in Bremerton, East Bremerton, Port Orchard, Poulsbo, Silverdale, Bainbridge Island, Belfair and Gig Harbor. There also is a Home Loan Center located in Silverdale. Reach its toll-free 24-hour customer service number at 788-7000. www.wamu.com.

Westsound Bank:

Is based in Kitsap County. President and CEO is David K. Johnson. It has 5 branches, Bremerton, Silverdale, Port Orchard, Gig Harbor and Port Angeles. There are plans to open additional branches in Poulsbo and Sequim soon. The bank offers all types of deposit and loan services for consumers and businesses. Unique in that it also offers a courier deposit pick up service — an added convenience for the businessperson.

It also has a real estate lending operation, Westsound Mortgage, headed by Brett Green, and offering all types of construction and permanent mortgage loans. Reach Green at the Silverdale office at 337-5900. The headquarters and Bremerton branch can be reached at 405-1200. www.westsoundbank.com.

Wells Fargo Bank:

The conversion of former Pacific Northwest Bank was completed in April 2004. Wells Fargo operates 131 banking stores and 163 ATMs in Western and Central Washington. In Kitsap County, locations include Bainbridge Island, Poulsbo, Bremerton and East Bremerton, Port Orchard, and Silverdale. The bank’s history in Washington dates back to 1857, when the company opened agencies in logging towns on the Puget Sound, in Olympia, Port Townsend and Whatcom .

Wells Fargo is a diversified financial services company with $428 billion in assets, providing banking, insurance, investments, mortgage and consumer finance to more than 23 million customers from more than 6,000 stores and the internet across North America and elsewhere internationally. Wells Fargo Bank, N.A. is the only “AAA”- rated bank in the United States. The 24-hour customer service number is 869-9557. www.wellsfargo.com.

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