With 12 branches throughout the greater Puget Sound area, this mutual savings bank has branches in Port Angeles and Poulsbo. Full service and federally insured, the bank as previously Washington’s Credit Union. Clay Williams is the Poulsbo branch manager. The Poulsbo branch has plans to move into a new building in the later part of this year. 1st Security Bank can be reached at (360) 779-4488. www.1stsecurityofwa.com.

American Marine Bank

Has been serving communities in Western Washington for over 57 years and is not only a full-service bank, but has a proud tradition of community support. From checking/savings and residential mortgages to commercial real estate and investment management, AMB can assist in all financial needs. American Marine Bank now has 11 banking and one lending center including locations in Bainbridge Island, Belfair, Kingston, Port Angeles, Port Ludlow, Port Townsend, Poulsbo, downtown Seattle, Sequim and Silverdale. The Kitsap County branch managers include: Shaun Stephenson (Bainbridge Winslow Office), Mandy Colburn (Bainbridge Village Office), Debbie Anderson (Kingston Office), Gwen Hannon (Poulsbo) and Mary Hoover (Silverdale Office). American Marine Bank can be reached via website at www.americanmarinebank.com or at (800) 648-3194.

Anchor Bank

Is a state-chartered mutual savings bank, headquartered in Aberdeen. Started in 1907, Anchor is locally owned and managed, and committed to the communities of which it is a part. Besides Aberdeen, there are branch locations in the counties of Grays Harbor, Thurston, Lewis, Pierce, Mason, King, and most recently in Kitsap. The branch in located at 21200 Olhava Way NW (within Wal-Mart) in Poulsbo. It offers a full range of products including personal and business banking, along with mortgage and consumer lending, business and commercial lending, and an expanding array of investment products. James A. Boora is the president and CEO, Vicky Langlois is the Poulsbo branch manager and can be reached at (360) 697-5949. www.anchornetbank.com.

Bank of America

Operates nine branches throughout Kitsap County. Branch locations include Bremerton, Kingston, Gig Harbor, Silverdale, Port Orchard, Bainbridge Island and Poulsbo. Bank of America offers both consumer and commercial banking services including a full line of mortgage and investment products. It also offers Saturday hours at some locations. The Port Orchard branch is one of only a handful of area banks to offer Canadian draft services and has a full service currency exchange service. Contact BOA at (800) 442-6680 or visit www.bankofamerica.com.

Columbia Bank

With 35 branches in the Puget Sound area and three on the Peninsula, Columbia Bank is a local, regional bank headquartered in Tacoma. President and CEO is Melanie Dressel. Columbia Bank is strongly committed to its customers and the communities it serves. The cornerstone of Columbia Bank’s business approach is a return to friendly, old-fashioned banking, coupled with modern convenience and technology. The Kitsap branch is located in Port Orchard at the intersection of Sedgwick Road and Highway 16. Reach Port Orchard branch manager Rob Putaansuu at (360) 876-8384. The Gig Harbor branch is at 5303 Point Fosdick Drive NW and manager Allisha McVay can be reached at (253) 858-5105. The Downtown Gig Harbor Branch is located at 3006 Judson Street, Suite 101, Tami Waterman, manager can be reached at (253) 851-5551. www.columbiabank.com.

First Federal Savings and Loan of Port Angeles

First Federal Savings and Loan is the only locally owned and managed savings and loan on the North Olympic Peninsula. It opened its doors in 1923 under the name of Lincoln Savings and Loan. Today there are eight branches and one loan center, serving Clallam and Jefferson Counties from Forks to Port Townsend. Customer service and the loan center can be reached (800) 800-1577. www.ffpa.com.

Frontier Bank

Remains a “high touch” bank, successfully maintaining the friendly service that has fueled its skyrocketing growth, which began 28 years ago. Founded in 1978, Frontier Bank is now the largest commercial bank headquartered in Western Washington. With its administrative office in Snohomish County, the bank has grown to include 45 branch offices throughout Kitsap, Clallam, Jefferson, Pierce, King, Skagit, Snohomish, and Whatcom Counties. It has local branches in Poulsbo, Silverdale and will soon open one in Port Orchard. CEO John J. Dickson and a team of 725 employees lead Frontier. Frontier Bank offers a variety of services to meet the needs of businesses and consumers, alike, ranging from commercial loans to investment programs for individuals. www.frontierbank.com.

KeyBank

With 62 KeyCenters (branches) located throughout the South Puget Sound region, KeyBank has four locations in Gig Harbor and five branches in Kitsap County, including Poulsbo, Silverdale, Port Orchard, Winslow and Bremerton. Additional peninsula locations include Port Angeles, Sequim, Belfair and Shelton.

Key’s parent company, Cleveland-based KeyCorp, is one of the nation’s largest bank-based financial services companies, with assets of approximately $93 billion. Henry Meyer is KeyCorp’s Chairman and CEO.

Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally.

KeyBank dates back to 1890 in the South Puget Sound region and combines the resources of a national company with the local decision-making power and expertise of talented and dedicated employees. Key was rated “Outstanding” in the past six consecutive exams by the Office of the Comptroller of the Currency (OCC) for compliance with the Community Reinvestment Act (CRA). Key’s Community Development activities throughout the South Puget Sound region help to create affordable housing, encourage home ownership, provide loans, finance civic-minded projects and promote small business development with equity investments and government loan packages. www.key.com.

Kitsap Bank

Founded in 1908, Kitsap Bank is Kitsap County’s oldest and largest locally owned community bank. Headquartered in Port Orchard, Kitsap Bank operates in 25 locations in six counties throughout Western Washington. Led by President and CEO Jim Carmichael, Kitsap Bank has been awarded a 5-Star rating for 31 consecutive quarters by BauerFinancial, Inc., the nation’s leading independent bank rating firm.

Its national award-winning SBA Lending Department is one of the largest and most active in the country, and has been named a Preferred Lender by the U. S. Small Business Administration.

Kitsap Bank has a unique history. The company, which was originally incorporated under the name Kitsap County Bank and began operations August 8, 1908, will soon celebrate its 97th anniversary. Owned by the Langer family for the past 82 consecutive years, the bank is set apart by its unique ownership and track record.

Frank Langer served as President for 22 years from 1930-1952. Upon his passing, his wife Hannah took the reins, and served as president for 20 years, and subsequently as Chairwoman of the Board for an additional 14 years.

Hannah Langer is distinguished as the first woman bank president west of the Mississippi River. Frank and Hannah’s daughter, Helen Langer Smith, is chairman of the board today; and daughter, Cydly Langer Smith, serves as vice chairman of the board. The Kitsap Bank Port Orchard main branch can be reached at (360) 876-7800. www.kitsapbank.com.

Kitsap Credit Union

Is a financial cooperative established locally in 1934. The Credit Union offers a full line of financial products and services with membership eligibility open to anyone who lives or works in Kitsap, Mason and Northwestern Pierce Counties. Headquartered in Bremerton, with new corporate offices nearing completion in downtown, across from the Harborside, KCU has branches in Bainbridge Island, Bangor, Belfair, Bremerton, Bremerton High School (closed campus), East Bremerton, Keyport, Kingston, Port Orchard, Poulsbo, PSNS, Silverdale, Westpark and two in Gig Harbor.

Kitsap Credit Union continues to be the number one auto lender in Kitsap County and also specializes in a variety of home and vehicle loans. Elliot Gregg is KCU’s president and CEO. The Credit Union can be reached at (360) 662-2000 or at (800) 422-5852. www.kitsapcu.org.

Peninsula Federal Credit Union

A not-for-profit financial cooperative serving the entire Olympic Peninsula, including Kitsap, Clallam, Mason, Jefferson and Grays Harbor counties. Peninsula is a full service Credit Union, specializing in consumer loans, checking and savings products, and first and second mortgage programs. Branches are located in Port Orchard, Belfair, Shelton, and Port Townsend with a new branch opening in Poulsbo in June.  The president and CEO is Steve Gorseth; Gaye White manages the Port Orchard branch. You can contact the branches at (360) 876-8898 or (800) 426-1601 or visit www.pcfcu.org.

Peoples Bank

Peoples Bank celebrates one year on the Kitsap Peninsula this year. It offers full service retail banking including business and personal products, online banking and consumer loans. A business courier, Peoples Service Express, picks up business customers deposits at no charge. Also offered is a full service home mortgage loan center with a variety of mortgage loan options for home purchase/refinance or custom and speculative construction. The full business banking unit offers small business loans and commercial credits.

The Kitsap branch is located in Silverdale at 10516 Silverdale Way. Peoples Bank has been a mainstay financial institute in Washington State since 1921, headquartered in Lynden. For more information about Peoples Bank and its higher level of service, contact Patti Lawson-Darling, mortgage division manager; Andre Olanie, senior vice president and Kitsap business market manager; or Barbara Wight, branch manager at (360) 698-0066 or on the web at www.peoplesbank-wa.com.

Rainier Pacific Bank

A community-based financial solutions provider serving Pierce and South King County with 13 locations, including two in Gig Harbor. Rainier Pacific offers a full range of products and services. Contact Rainier Pacific Bank at (800) 228-2858 or (253) 926-4000. www.rainierpac.com.

Sound Credit Union

Is a member-owned cooperative financial institution, the credit union now has over 35,000 members, assets exceeding $300 million and has grown to serve all communities in the State of Washington. Sound Credit Union has 10 branch locations and offers a full array of financial services. The Gig Harbor Branch is located at 4521 Point Fosdick Drive NW. and the Key Center is located at 8920 Key Peninsula Hwy N. Both branches can be reached at (253) 383-2016. www.soundcu.com.

Sterling Savings

Sterling is conveniently located across from the Chamber of Commerce and the Bainbridge Ferry Terminal on Route 305. The experienced “Hometown Helpful” Bainbridge Island branch staff serves Kitsap County. The branch manager is Ludivina Garvin. Sterling Savings currently has branches throughout Washington, Oregon, Idaho and Montana. Bank president is Dave Bobbitt. Sterling offers a full range of commercial and consumer services. This includes financial services through its Harbor Financial office and mortgage services through Action Mortgage. The bank’s Bainbridge branch phone number is (206) 842-8676. www.sterlingsavingsbank.com.

Timberland Bank

Was established in Grays Harbor County in 1915 as full service community bank and is still growing with 21 locations throughout Puget Sound including two branches in Kitsap county and a branch in Gig Harbor. The Silverdale branch is located at 2401 NW Bucklin Hill Road and is managed by Keith Baggerly and Barbara Mobus who can be reached at (360) 337-7727 Monday through Saturday. The Poulsbo branch is located at 20464 Viking Way NW for service contact Kathy Sheriff at (360) 598-5801. The Gig Harbor branch is located at 3105 Judson St. (formerly City Hall) and is managed by Richard Pifer and Teri Thayer who can be reached at (253) 851-1188.

Timberland Bank offers a complete range of customer-focused products and services such as checking, savings, CDs and IRAs. In addition to real estate loans, consumer and home equity loans, the bank specialize in land and construction loans, land development, and business financing.

The Business Banking Division provides financial solutions that help get businesses growing.  The Timberland Financial Services, headed by Susan G. McCoy, provides full line-up of investment and insurance products with an offer for a no-cost, no-obligation financial evaluation. www.timberlandbank.com.

US Bank

With assets of $195 billion, US Bank is the 6th largest financial services holding company in the United States, tailoring its products to community banking as well as small to large business. US Bank has both traditional banking hours at 6th and Naval in Bremerton, as well as in-store banking open 7 days a week at Albertson’s on Sedgwick Road in Port Orchard, and Mile Hill Road. US Bank has developed and adapted its own set of Five Star Service Guarantee. Every business line, every employee, every day, delivers the highest level off customer service in the industry.

The US Bank premier Five Star Service Guarantee assures customers of key valuable banking benefits and services of customers will be paid for their inconvenience. The company operates 2,430 banking offices and 4,491 ATM’s providing a full line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. www.usbank.com.

Venture Bank

Venture Bank is locally owned and independently operated and now has 17 Financial Centers in four Western Washington counties. It has two locations in Gig Harbor. The Pioneer Way Branch can be reached at (253) 853-5000 and the Point Fosdick branch at (253) 853-3500.

It offers a full spectrum of financial services, including commercial, construction, residential and consumer lending, deposit products and other banking services. It also provides a broad range of investment services through its subsidiary, Venture Wealth Management. “We’re very entrepreneurial and independent – an ethic that reflects our Northwest roots,” said Bank President and CEO Jim Arneson. “Our employees are empowered to take banking beyond the ‘transaction’ – to create an exceptional experience for the customer,” Arneson added. www.venture-bank.com.

Viking Bank

Headquartered in Ballard, operates branches in Poulsbo, South Seattle, Fife, South Tacoma, and Bellevue. Helen Ralph, commercial loan officer, specializes in SBA loans and Andrew Torres is the retail branch manager. The bank specializes in mortgage loans, plus business and personal banking. Viking Bank is opening branches in West Seattle and Bainbridge Island in late 2006. Reach the Poulsbo branch at (360) 394-1701. www.vikingbank.com.

Washington Federal Savings

Established in 1917, it is the second largest independent bank in Washington State and is headquartered in Seattle. It operates in eight states and has 117 branches, two of which are in Kitsap County – in East Bremerton and Poulsbo. Marilyn Hineman manages the Bremerton branch and Larry Elfendahl manages the Poulsbo branch. The bank offers residential loans, custom construction loans, land development loans and personal banking services. Elfendahl states, “Construction lending is our niche and strength.” Contact the Poulsbo branch at (360) 779-2111 or the Bremerton branch at (360) 479-4040. www.washingtonfederal.com.

Washington Mutual

One of the largest banks in the United States, Washington Mutual was founded in Seattle in 1889 and helped people rebuild after the great Seattle fire. It is a full-service bank and has in recent years expanded its service to include small business accounts for businesses with between one and 25 employees. This includes free checking accounts and lines of credit.

It also has subsidiaries providing an array of services ranging from securities brokerage, mutual fund management, underwriting for insurance annuities, to life and property/casualty sales. Washington Mutual operates local branches in Bremerton, East Bremerton, Port Orchard, Poulsbo, Bainbridge Island, Belfair and Gig Harbor. There also is a Home Loan Center located in Silverdale. Reach its toll-free 24-hour customer service number at (800) 788-7000. www.wamu.com.

Wells Fargo Bank

Wells Fargo operates 151 banking stores and 183 ATMs throughout Washington State. In Kitsap County, locations include Bainbridge Island, Poulsbo, Bremerton, and East Bremerton, Port Orchard, and Silverdale.

The bank’s history in Washington dates back to 1857, when the company opened agencies in logging towns on the Puget Sound, in Olympia, Port Townsend and Whatcom County.

Wells Fargo & Company is a diversified financial services company with $492 billion in assets, providing banking, insurance, investments, mortgage and consumer finance to more than 23 million customers from more than 6,200 stores and the internet across North America and elsewhere internationally. Wells Fargo Bank, N.A. is the only bank in the United States to receive the highest possible credit rating, “AAA,” from Moody’s Investors Service. The 24-hour customer service number is (800) 869-9557. www.wellsfargo.com.

Westsound Bank

Westsound is based in Kitsap County. President and CEO is David K. Johnson. It has 7 branches, Bremerton, Silverdale, Port Orchard, Gig Harbor, Poulsbo, Sequim and Port Angeles. Westsound also has a mortgage production office in Federal Way and will soon be opening in Belfair. The bank offers all types of deposit and loan services for customers and businesses. Unique in that it also offers courier deposit pick up service - an added convenience for the business person.

It also has a real estate lending operation, Westsound Mortgage, headed by Brett Green, and offering all types of construction and permanent mortgage loans. Reach Green at the Silverdale office at (360) 337-5900. The headquarters and Bremerton branch can be reached at (360) 405-1200. www.westsoundbank.com.