While it is true that retirement brings along — presumably — free time and the ability to take life at a slower pace, you would probably rather spend that time with the grandkids or on a cruise instead of worrying about the lawn, the remodeling and the weeds. And let’s face it, your knees and your back just aren’t what they used to be.

Luckily, there are many choices for those ready to downsize their living quarters. Maybe even too many choices. From apartments that cater to seniors and luxury mobile home parks for retirees, to independent living and assisted living centers, you can find dozens of companies competing for your business. There are even nonprofit organizations that manage retirement homes, and those that use low-income or sliding-fee scale.

So before you can kick your feet up and leave the cooking and the housekeeping to someone else, you have to do some homework. First, you may want to know why you want to move. Do you have medical needs? Are you after the social aspect of living with like-minded retirees? Do you want to simply avoid having to repair the plumbing and to mow the grass, or are you looking for an almost resort-like atmosphere where you can maintain a carefree but active life? And most importantly, what can you afford?

Independent and assisted living costs vary widely. You can find studios for around $1,000 and two-bedroom spacious apartments for around $2,300 at some places, while at other the price range is a more affordable $600-$1,200 per month. You will find low-income housing for only a few hundred dollars a month, while a living community catering to the high-end crowd…well, let’s just say the cost is out of reach for many average seniors. Some facilities will require a nonrefundable entry fee — of several thousands dollars — while others offer smaller rates for people who will commit to a longer term.

What’s included in the price is just as diverse. Most places offer 24-hour security and controlled access, activities programs, meals, and maintenance. Others include on-site convenience such as beauticians, gift shops and church services. Some have kitchenettes or full kitchens while others simply have rooms and common areas. Swimming pools, cozy cottages, even golf courses are luxuries you could find as well. But not everything is equally included in the price tag, even not all meals are part of the package at some places.

Start by considering everything that’s important for your situation, then make calls and go on your visits. Many facility managers recommend you visit several providers, enjoy a meal there, and talk to the staff. Do you want to take your pet? Do you want to be close to family? Do you want complete privacy? Do you want a place that has both independent and assisted living or care for dementia so you don’t have to move out as your needs change? Will visitors be welcome on a flexible schedule? Is the staff experienced? These are all valid questions to ask. You can also check to see if the facilities, which are inspected by the state, have had any major violations and whether they’ve been corrected.

All other things being equal, look for a place you can call home. Even if you spend all your time at the grandkids’ house or on that cruise, it’s still nice to go back to a little special place you call your own.