American Marine Bank: Earlier this year, American Marine Bank named Darlene Jenkins, formerly with Silverdale Bank, to manage its Poulsbo branch at Central Market and Claire Chavenue to manage its High School Road branch on Bainbridge Island.

Chartered in 1948 by Louis H. Goller, American Marine Bank has two offices on Bainbridge Island and branch offices in Poulsbo, Port Ludlow, Seattle, and the Silverdale Bank located at 9490 Silverdale Way. American Marine offers free business checking accounts and has the only Trust and Investment department in Kitsap County. Rex Townsend has been the president and CEO since 1998. AMB’s headquarters are at 255 Winslow Way on Bainbridge Island, and can be reached at (206) 842-5651. www.americanmarinebank.com.

Bank of America: Formally known as Seafirst Bank, Bank of America operates seven branches throughout Kitsap County. Branch locations include Bremerton, Silverdale, Port Orchard, Bainbridge Island and Poulsbo. Bank of America offers both consumer and commercial banking services. They also offer Saturday hours. The Port Orchard branch is one of only a handful of area banks to offer Canadian draft services and has a full service currency exchange service. Carol Bertholf was recently named manager of the Port Orchard branch. Contact them at (360) 876-4471. www.bankofamerica.com.

Columbia Bank: With 35 branches in the Puget Sound area, Columbia Bank is headquartered in Tacoma. President and CEO is Melanie Dressel. The Kitsap branch is located in Port Orchard at the intersection of Sedgwick Road and Highway 16. The Port Orchard branch is managed by Rob Putas at (360) 876-8384.

The Gig Harbor branch is at 5303 Point Fosdick Drive NW and manager Christine Gullett Thomas can be reached at (253) 858-5105. www.columbiabank.com.

First Community Bank: Formerly Harbor Bank, has two locations in Gig Harbor. The Pioneer Way Branch is managed by Allisha McVay, who can be reached at (253) 853-5000. The Point Fosdick branch is managed by Bernice Vandegrift who can be reached at (253) 853-3500.

First Community Bank began as Lacey Bank in 1979. In 1981, the bank was renamed First Community Bank to better reflect the area it serves. www.harborbankonline.com.

Frontier Bank: Formerly North Sound Bank, this bank has 39 branches in total with ones in Poulsbo, Silverdale, Port Townsend, Port Hadlock, Sequim, Port Angeles, and Bainbridge Island. They recently opened a new branch in downtown Poulsbo. Local managers have a significant degree of lending authority. The Poulsbo manager is Brent Stenman. Reach the branch at (360) 779-4800. www.frontierbank.com.

Key Bank: KeyBank now has five locations in Kitsap County, including Poulsbo, Silverdale, Port Orchard and Bremerton. There are an additional three locations in Gig Harbor and the Key Peninsula. Key’s parent company is Cleveland-based KeyCorp.

The Judson Street branch can be reached at (253) 851-6111, the Gig Harbor North branch at (253) 853-2040 and the Purdy Branch can be reached at (253) 851-4176. Another branch at Point Fosdick has been closed since a fire. It will re-open.

Henry Meyer is KeyCorp’s chairman and CEO. Key Bank provide investment management, retail and commercial banking, retirement, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally.

The company also delivers its products and services through a network of more than 2,300 ATMs; telephone banking centers (800) KEY2YOU. www.key.com.

Kitsap Bank: In 2002 Joan Svardh was promoted by bank president James Carmichael, to branch manager at it’s Bainbridge Island Branch. Heidi Villarma was is a new bank vice-president and manager at the Port Orchard branch.

Kitsap Bank is the county’s oldest and largest community bank, having been originally chartered in 1908. It is the third largest bank in the state. Headquartered in Port Orchard, with 19 local branches. Kitsap Bank also operates under the name Olympic Bank in Sequim, Port Angeles, Bonney Lake, and Federal Way. Kitsap Bank’s award-winning and nationally recognized SBA department is one of the largest and most active in the nation. Kitsap Mortgage is its mortgage-lending subsidiary. The Port Orchard branch can be reached at (360) 876-7800. www.kitsapbank.com.

 Kitsap Community Federal Credit Union: With over 60 ATM’s throughout our community, this credit union started out as the Navy Yard Metal Trades Credit Union. It has since expanded into a full-service credit union. Headquartered in Bremerton, it has branches in Port Orchard, Bremerton, Bainbridge Island, Bangor Keyport, Poulsbo, PSNS, and Silverdale. It recently opened up a new branch in Westpark Community Center on Russell Road in Bremerton and another one in East Bremerton at 6651 Highway 303 in front of Wal-Mart. Elliot Gregg is the President and CEO of KCFCU. The credit union can be reached at (360) 662-2000 or at 800-422-5852. www.kitsapcu.org.

Pacific Northwest Bank: Organized in 1989, Pacific Northwest has branches in Port Orchard, Gig Harbor, Silverdale and Poulsbo. Originally part of the Interwest Bank organization which operated branches under several names statewide as they were acquired, all branches were renamed Pacific Northwest in 1999. Patrick Fahey is the president and CEO.

Gig Harbor branch manager Helen Floyd can be reached at (253) 857-8750. It is located at 7109 Pioneer Way. Pacific Northwest Bank specializes in commercial and consumer lending and has a mortgage division. www.pnwbank.com.

Peninsula Federal Credit Union: Based in Shelton and servicing all five counties on the peninsula, Peninsula has branch offices in Port Orchard and Belfair and a loan center in Silverdale. The president and CEO is Barbara Hoag. Kim House manages the Port Orchard branch. Peninsula specializes in mortgage programs and consumer auto loans. Contact the Port Orchard branch at (360) 876-8898. www.pcfcu.org.

Rainier Pacific Bank: Has two branches in Gig Harbor and 11 total in the state. The bank has operated in the northwest for 70 years. One branch is at 3123 56th Street Court NW. The other smaller location is at Gig Harbor North mall, 4949 Borgen Boulevard. Manager Cathy Walker can be reached at (253) 926 5935. www.rainierpac.com.

 Sound Credit Union: Has branches in Key Center and Gig Harbor as well as throughout the lower Puget Sound region offering regular banking services. It’s Key Peninsula branch is set to expand this year. The bank changed its name from Telco in 2001.

The Gig Harbor Branch is at 4521 Point Fosdick Drive NW. On the Key Peninsula the location is 8920 Key Peninsula Hwy N. Both branches can be reached at (253) 383-2016. www.soundcu.com.

Sterling Savings: Bainbridge Island has the only branch found in Kitsap County of this bank. The branch manager is Shaun Stephenson. Sterling Savings currently has branches throughout Washington, Oregon, Idaho and Montana. Bank president is William Zuppe. Sterling offers a full range of commercial and consumer services. This includes financial services through its Harbor Financial office and mortgage services through Action Mortgage. The bank’s Bainbridge branch phone number is (206) 842-8676. www.sterlingsavingsbank.com.

Timberland Bank: The bank now has two full-service branches in Kitsap, The latest is the new branch at the corner of Mickleberry and Bucklin Hill Road in Silverdale. The other one is in Poulsbo. Bank president is Clarence Hamre. Headquartered in Hoquiam, the bank offers real estate loans, construction loans, FHA and home improvement loans. The Poulsbo branch can be reached at (360) 598-5801. www.timberlandbank.com.

U.S. Bank: U.S. Bank’s Washington Seattle main office is managed by Phyllis Campbell. The parent company, U.S. Bancorp, is headquartered in Minnesota. There are six branches in Kitsap County including in-store branches at Albertson’s stores in Port Orchard and Gig Harbor. U.S. Bank specializes in no-fee home equity loans, no-fee checking accounts, and private financial services. Brokerage services are offered through Piper-Jaffrey. www.usbank.com.

Viking Bank: Headquartered in Ballard, there are branches in Poulsbo, South Seattle, Fife, South Tacoma, and Bellevue. Joe Riley is Viking Bank’s senior vice president and Poulsbo branch manager. The bank specializes in SBA loans plus business and personal banking. They recently began offering insurance products such as consumer and commercial life insurance, health, disability, and home. Reach the Poulsbo branch at (360) 394-1701. www.vikingbank.com.

 Washington’s Credit Union: With 15 branches throughout the Puget Sound area, this community-chartered credit union has branches in Port Angeles and Poulsbo. Clay Williams is the Poulsbo branch manager. Washington Credit Union can be reached at (360) 779-4488. www.washingtonscu.org.

Washington Federal Savings: The second largest independent bank in Washington State, this institution is 84 years old and is headquartered in Seattle. It operates in eight states and has 113 branches, two of which are in Kitsap County – in East Bremerton and Poulsbo. There also is a new branch in Sequim. Stacy Nicolet manages the Bremerton branch and Larry Elfendahl manages the Poulsbo branch. Nicolet recently was voted the Affiliate of the Year by Kitsap County Association of Realtors. The bank offers residential loans, custom construction loans, land development loans and personal banking services. Elfendahl states, “Construction lending is our niche and strength.” Contact the Poulsbo branch at (360) 779-2111. www.washfed.com.

Washington Mutual: One of the largest banks in the western United States, Washington Mutual was founded in Seattle in 1889 and helped people rebuild after the great Seattle fire. It is a full-service bank and has in recent years expanded its services to include small business accounts for businesses with between one to 25 employees. This includes checking accounts and lines of credit. It also has subsidiaries providing an array of services ranging from securities brokerage, mutual fund management, underwriting for insurance annuities, to life and property/casualty sales. Washington Mutual operates local branches in Bremerton, East Bremerton, Port Orchard, Poulsbo, Silverdale, Bainbridge Island and Belfair. There also is a mortgage loan office in Silverdale. Reach their toll-free 24-hour customer service number at (800) 756-8000. www.wamu.com.

Westsound Bank: Biggest 2002 change: Opened new branch in Port Angeles. Westsound started originally in 1999 by a group of Bremerton businesspeople, is based in Kitsap County. President and CEO is Dave Johnson. In December 2001 a new branch was opened in Silverdale at 9960 Silverdale Way. This branch is managed by Robert Easton, with its phone number being (360) 204-7009. The bank has also started a courier service which is an added convenience for the business person. Westsound Bank offers owner construction services and a multitude of business banking. The main phone number is (360) 405-1200. www.westsoundbank.com.

Wells Fargo Bank: With 125 branches throughout Washington, it operates branches in Bremerton, Bainbridge Island, Silverdale and Gig Harbor. A full-service bank, Wells Fargo is consistently ranked as one of the Top 5 online banking institutions. The bank offers a multitude of services including business and commercial banking, auto loans, personal banking and wealth management. The toll-free contact number is (800) 411-4932. www.wellsfargo.com.