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SPECIAL REPORT - BANKING ON THE PENINSULA
The ins and outs of
financing commercial development
It’s harder than financing your home, but certainly not
impossible for the small business
By Maura Hallam Sweley |
| You’ve got a piece of land that would be perfect for a store, condo complex, mixed use development, or office building. All you need now is someone to loan you the money for the project. Where do you start... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
A roundup of local banking institutions
on the peninsula |
1st Security Bank of Washington:
With 14 branches throughout the greater Puget Sound area this mutual savings bank has branches in Port Angeles and Poulsbo. Full service and federally insured, the bank was previously Washington’s Credit Union... (Full Article)
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SPECIAL REPORT - HEALTHCARE QUARTERLY
State of the art medical building
in Silverdale nears completion |
| Principal construction is complete on the Salmon Medical Center, a state-of-the-art multi-specialty medical building in Silverdale that will house the Doctor’s Clinic. Designed by Morss Medical Architecture of Bainbridge Island, the three-story 56,000 square foot facility, located at 2200 Myhre Road, will be completed this month. The project is within sight of Harrison Hospital’s Silverdale campus... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Medical facilities in Kitsap
Three major healthcare providers
in various states of expansion
By Maura Hallam Sweley |
| Kitsap is getting some new additions to its medical facilities. Notably a new hospital, a new specialty care clinic, and two new primary care clinics are in various stages of development around Kitsap County and Gig Harbor... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Hospice –
True Angels of Mercy serve patients and families
By Linda Thomson |
Hospice exists to “improve the quality of life during the end-of-life,” says Jim Pledger, executive director of Hospice of Kitsap County.
“Hospice is about life and living it right up until death,” adds Valerie Youngren, director of development and community relations... (Full Article)
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Simple procedures will help avoid office injuries
By Linda Thomson |
| An injured worker is never in the best interest of the company. Working in an office is relatively safe, compared to the construction industry, for example. Still, injuries happen, but many may be prevented... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Filling that specialized niche — a second time
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| A phoenix has risen on Bainbridge Island. Nina Jackson, Ellen Lockert and Marit Saltrones of JSL Communications, LLC, have resurrected a vitally needed continuing education program for Emergency Medical Technicians (EMT). Formerly publishers of Emergency Update Program, JSL Communications launched 24-7 EMS 15 months ago to provide high quality continuing education training for emergency responders... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Befriending your banker
can be good for business
By Maura Hallam Sweley |
| Cultivating a positive relationship with your banking establishment isn’t just about being polite to the teller at the drive-up window. It’s about creating a long-term, personal, financial, and business relationship that can provide significant benefits... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
KeyBank commits $1 billion in lending
to women-owned businesses
Key sharpens focus with Key4Women: Names local relationship manager |
| Building on its delivery of financial products and solutions for women-owned businesses, KeyBank will increase its allocation of resources, committing a minimum of $1 billion in lending to help qualified women business owners succeed and prosper... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Banks help investors
with full brokerage services
By Rodika Tollefson |
| Years ago, banks didn’t go much beyond offering savings and checking accounts. But these days, as the financial market has become more competitive, banks have been expanding their services and working to change their image, going the extra mile to make consumers feel welcome, comfortable — and ready to come back. From design makeovers like fireplaces, children’s play stations and even coffee shops in the lobby, to an array of services ranging from mortgages to stocks and bonds, banks are reinventing themselves... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Orthodontics for adults, or
you’re never too old for braces
By Maura Hallam Sweley |
| In the United States, braces are a rite of passage for many of us during our pre-teen and teenage years. But orthodontics isn’t just for children. Adults can also benefit from orthodontic treatment and new technologies, new focuses on “whole mouth health,” and society’s increased willingness to embrace cosmetic procedures mean that you’ll be seeing braces in more grown-up mouths... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Making patients comfortable starts
with a well-designed building
Bainbridge Island couple finds perfect niche
By Rodika Tollefson |
| When the new Doctors’ Clinic in Silverdale starts receiving patients this month Jim and Susan Morss will be among the many people pleased with the building. The 56,000-square-foot, three-story building is among the many accomplishments of the couple, who own Bainbridge Island-based Morss Medical Architecture... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
KPS Health Plans launches new Web site |
| Bremerton-based KPS Health Plans has launched a new website at www.kpshealthplans.com. Taking advantage of new technology, the updated, and more user-friendly site provides easy access to search for providers, get quotes online and find health plan information and more. KPS’ first site was launched in September 1999... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Is anyone happy with health care benefits? |
| Is anyone happy with their health care package? The surprising answer is that most workers have remained satisfied with their employer-sponsored health benefits, according to Watson Wyatt Worldwide... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
THE HOT LIST
20 power foods you should eat now |
| Judging by the studies coming out of the world’s nutrition labs over the past several years, about the only place you won’t find antioxidants these days is in a pack of Twinkies. From lime juice in your mojito to the chocolate in your pots de crème, these magic molecules that help guard your system against assault up at every course, from cocktail hour right through dessert... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Regence BlueShield and Harrison Hospital
finally reach agreement |
| After almost two years of negotiations that left many local people paying for insurance coverage that wasn’t honored at the region’s only hospital, Regence BlueShield and Harrison Hospital announced they have signed a contract, effective April 1. The two reached agreement on Feb. 24. The organizations have engaged in discussions since May 2003 when their longtime contract ended over reimbursement issues for patient care... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
April Red Cross classes in Kitsap |
| The American Red Cross will be offering CPR, First Aid and other preparedness classes in Kitsap County during the month of April. All classes will be held at the West Sound Service Center at 811 Pacific Avenue in Bremerton unless otherwise indicated. Classes are as follows... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Woods: Keep state out of business
of selling health insurance
Kitsap lawmaker says bill would let government compete with private insurers |
| A bill that would have taxpayers underwrite what amounts to a new government-run insurance agency is not the way to make health insurance plans more affordable for small employers, says Rep. Beverly Woods, who voted against the passage Monday night of House Bill 2069... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Community Health and Mental Health
agencies collaborate with new hire |
| Peninsula Community Health Service (PCHS), in collaboration with Kitsap Mental Health Services (KMHS), will make available psychiatric consultation to their primary physicians through the services of a newly created position... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Olympia firm announces Internet
lending tool for community banks |
| In an announcement at the recent National Conference of the Independent Community Bankers of America meeting in San Antonio, Enhanced Technology Financial Services, Inc. of Olympia unveiled an extension of its industry-leading OSCAR consumer lending tool for use by banks looking for a completely seamless Internet loan origination and servicing capability... (Full Article) |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Group Health seeks Board of
Trustees’ members |
| Group Health Cooperative is currently seeking candidates for four Board of Trustees positions, with elections slated for October. The application deadline is April 22... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Predatory lending campaign promotes
DFI’s Guide to Home Loans |
| Washington consumers now have a new tool to help guide them through the home loan process. The Washington State Department of Financial Institutions (DFI) announced that an interactive CD-ROM entitled, “DFI’s Guide to Home Loans,” is now available... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Bauer gives Westsound Bank five stars |
| BauerFinancial, Inc. recently ranked Westsound Bank as a five star bank, bestowing its superior rating. The five-star rating is the highest rating awarded by the firm, which is recognized as the premier financial institution ranking organization in the nation... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Kitsap Bank names four new
regional operations managers |
| Jim Carmichael, president and CEO of Kitsap Bank, recently announced the appointment of four regional operations managers to oversee and manage branch operations... (Full Article) |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Freeman joins Westsound Bank |
David K. Johnson, president and CEO of Westsound Bank recently announced the addition of Mark D. Freeman as senior nice president and chief financial officer. “We are excited about having someone with Mark’s background and caliper join our management team” said Johnson. “Mark will be integral in contributing to our future growth and success”
Freeman is longtime Bainbridge Island resident, and received a degree in economics from Pacific Lutheran University and comes to Westsound Bank after a long stint with Bank of Poulsbo/North Sound Bank, and was most recently with Islanders Bank in Friday Harbor.
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SPECIAL REPORT - BANKING ON THE PENINSULA
Washington Federal declares 89th
consecutive cash dividend |
| The Board of Directors of Washington Federal, Inc., parent company of Washington Federal Savings, announced a quarterly cash dividend of 19 cents per share. The dividend will be payable April 15 to common stockholders of record on April 1.This is Washington Federal’s 89th consecutive quarterly cash dividend. |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Hays earns promotion at Kitsap Bank |
Recently Kitsap Bank announced the promotion of Leslie Hays to assistant vice president, training. According to Jackie McVay, vice president of branch operations, “Leslie is an important part of our team, providing technical guidance, consistency in training classes and materials, and maintaining a positive and flexible approach.”
Hays has been with Kitsap Bank for 15 years, and in banking for 26 years. She is a member of the Washington Bankers Association’s Education Committee, where she serves as Field Advisor to the association. Hays will continue to work out of Kitsap Bank’s headquarters in Port Orchard.
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SPECIAL REPORT - BANKING ON THE PENINSULA
Financial literacy program accepting applications |
The National Financial Literacy Program, War on Poverty (WOP), recently announced the dates for upcoming classes to be held at the Kitsap County Fairgrounds for children ages 8 to 18. Fall semester: Sept. 17 – Dec. 17, Winter semester: Jan. 7 – Apr. 15, 2006.
Also, applications for enrollment are being accepted and limited scholarships are available. For more information and application forms contact Pastor Clinton Bush at (360) 373-1702, pastorbush@newwaronproverty.com or Dabbs McInnis at (360) 377-2101, dabs@newwaronpoverty.com; or on the web at www.newwaronpoverty.com.
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SPECIAL REPORT - BANKING ON THE PENINSULA
Bank of America names Jeff Reynolds
top business banker |
| Jeff Reynolds, senior vice president, has been recognized as Bank of America’s top business banker for the Pacific Northwest for 2004. Reynolds, who this year celebrates 25 years with the institution, is also being recognized for having the highest client satisfaction rating on the west coast. |
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Heritage Health Center changes hours
and adds staff |
Heritage Health Center located at 20696 Bond Rd. NE in Poulsbo is expanding the hours of operation. The new hours will be Monday through Thursday from 9 a.m. to 5 p.m. Friday is reserved for emergencies and/or house calls; the office is closed, but a practitioner is available for telephone consultation.
Cheryl Yukne and Nancy Keith have joined the staff as a medical assistant and receptionist, respectively.
Heritage Health Center can be reached at (360) 697-5500.
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Hospice volunteers needed |
| Volunteers with daytime availability are needed in communities throughout Pierce and Kitsap counties to provide respite care, companionship, emotional support, and transportation for terminally ill patients and their families. If you’re interested, call Bonnie Stratton at (253) 274-4635 to be included in the next training session. The program is run by Group Health Cooperative, but volunteer do not need to be Group Health members. |
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SPECIAL REPORT - BANKING ON THE PENINSULA
Venture Bank receives five-star rating |
BauerFinancial, Inc., the premier rating organization for banks and thrifts in the U.S., recently ranked Venture Bank in its highest category, giving the bank a five-star rating. The BauerFinancial rating is only given to a bank operating above its regulatory capital requirements and which maintains favorable returns on average assets and average equity.
For more information, visit www.venture-bank.com.
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Watch out for that file drawer! |
Did you know that falls are the most common type of office injury? And one of the most common causes is stumbling over an open desk or file drawer.
Other hazards include tripping over electrical cords or wires, and bending and falling while seated in an unstable chair. To avoid these and other causes of accidental falls, always keep pathways clear or obstructions or wiring, fix any loose carpeting, and clean up spills quickly. Be certain a chair is stable before you sit down, and avoid bending, twisting, and leaning backwards while seated. Never use chairs or boxes as makeshift ladders. And, of course, always close desk and file drawers after use.
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SPECIAL REPORT - HEALTHCARE QUARTERLY
Massage therapist joins Anchor Chiropractic |
Josh Kingsbury, LMP, recently joined Dr. Thomas Lamar’s health care team at Anchor Chiropractic in Kingston. With Kingsbury aboard, the clinic can now offer patients a more complete heath care experience.
“Massage and chiropractic have always been very complementary to each other,” Dr. Thomas Lamar notes, “Having massage therapy under our own roof will now give our patients the option of a ‘one stop shop’ experience and the ability to maximize the benefits that these two very popular and effective forms of care can offer.”
Anchor Chiropractic can be reached at (360) 297-8111.
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SPECIAL REPORT - BANKING ON THE PENINSULA
Kitsap Bank promotes two
to operations manager |
Kitsap Bank recently announced the promotion of two of its employees, Marilu Aganon of Kitsap Bank’s Central Kitsap branch, and Nancy Skagg of the Pioneer Way branch in Gig Harbor, to operations managers.
Prior to her promotion, Aganon served as operations supervisor to the Central Kitsap Branch. Skagg also served as operations supervisor, and has been instrumental in the growth and success of the Bank’s Pioneer Way branch, which opened last May.
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