4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
KeyBank first to offer server backup and
disaster recovery to business customers
As trend toward seamless banking and technology flourishes, alliance
with AmeriVault expands suite of business services offered
   Ninety-three percent of companies that experience a significant data loss are out of business within five years, according to the United States Bureau of Labor. Calling sufficient server backup and disaster recovery practices, “critical to the health and wellness of a business,” Cleveland-based KeyBank, which has a number of branches on the Kitsap Peninsula, is now offering AmeriVault’s online backup and disaster recovery solution to its business banking and middle market clients...   (Full Article)
4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Viking Bank establishes advisory board
in Kitsap County
   To help cultivate economic growth in Kitsap County, Ballard-based Viking Bank has set up a special Kitsap County Advisory Board, announced Patrick Redmond, the bank’s president. “The board will focus on encouraging the success of small businesses throughout Kitsap County, especially in rapid growth areas like Poulsbo and Silverdale,” said Redmond...   (Full Article)
4-2-2004
SPECIAL REPORT - HEALTHCARE IN KITSAP
Boomers are aging…
and not very gracefully either
By Nancy Boyden
   Baby boomers are aging and they don’t like it. The cosmetic industry has picked up on this, and is bombarding the public with all kinds of products and procedures promising a younger look...   (Full Article)
4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Sharing your lives means sharing credit
   Planning a wedding involves endless details: finding the perfect dress, booking the liveliest band, sniffing out the tastiest caterer — and checking your credit report. Chances are you’ve taken care of the first three, but haven’t even thought about your credit report...   (Full Article)
4-2-2004
SPECIAL REPORT - HEALTHCARE IN KITSAP
Bainbridge Island’s Gym at the Pavilion
partners with BIPT
The Gym at the Pavilion has recently announced a strategic partnership with Bainbridge Island Physical Therapy (BIPT).

BIPT has opened a satellite office at the gym to provide patients with the resources the gym offers coupled with specialized physical therapy services available for current Gym members...   (Full Article)

4-2-2004
SPECIAL REPORT - HEALTHCARE IN KITSAP
KPS offers new healthcare plan
for small business
Beginning April 1, KPS Health Plans, began offering a new Sound Harbor Basic healthcare plan for small business.

The new plan improves on the previous Business Basic plan by incorporating new benefits for maternity, mental health and Temperomandibular Joint Dysfunction (TMJ) and slightly decreasing other benefits to maintain the low premiums enjoyed by Business Basic customers...   (Full Article)

4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Know just what drives you to enjoy
a satisfying career
By Paul J. Marano, Ph.D.
   A client of mine was recently discussing her interest in going into the legal profession. At first, she considered the possibilities of becoming a paralegal and the kinds of roles paralegals play in the field of law when she remembered her abilities assessment results and said: “Oh, no, that would never work for me.” She knew she had a strong need to be in the limelight, to be a kind of a natural performer like Johnny Cochran and it occurred to her that being a paralegal wouldn’t quite fit...   (Full Article)
4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Key first to launch online
CD portfolio management
   KeyBank’s Online Banking and Investing clients now can manage certificates of deposit (CDs) online using a patent-pending process. Key is the only financial services company to offer this convenient, easy-to-use, time-saving function...   (Full Article)
4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Riley joins Kitsap Bank’s commercial
lending team
   Kitsap Bank announced the addition of Joseph J. Riley to its Commercial Lending group. Riley, a long-time Bainbridge Island resident, has been named Senior Vice President/Commercial Lending Manager, and will operate from Kitsap’s Bainbridge Island Branch, located at 10140 NE High School Road...   (Full Article)
4-2-2004
SPECIAL REPORT - HEALTHCARE IN KITSAP
Heroes of healthcare to be recognized
   On April 22, the Washington Health Foundation bestowed the coveted Heroes of Health Care award in four categories...   (Full Article)
4-2-2004
SPECIAL REPORT - HEALTHCARE IN KITSAP
Boyden attends laser and aesthetic workshop
   Dr. Derek Boyden of Olympic Surgical Associates in Port Orchard recently attended a workshop in Vancouver, Wash., sponsored by Allergan, Medicis Aesthetics and Candela Lasers. The physician guest speaker for the event was Dr. W.M. Phillip Werschler, M.D., who is an assistant clinical professor in medicine and dermatology at the University of Washington...   (Full Article)
4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Frontier Financial participates in conference
   Frontier Financial Corp., the holding company that owns Frontier Bank, announced that it had participated in the Sandler O’Neill & Partners, L.P. West Coast Financial Services Conference held in, Aviara, North San Diego, Calif. on March 10.
4-2-2004
SPECIAL REPORT - HEALTHCARE IN KITSAP
Silver City Chiropractic relocates to new offices
 Dr. Joseph Christman of Silver City Chiropractic has moved his practice to a new office location on Bucklin Hill Road in Silverdale. The larger space will accommodate expanded treatment for spinal conditions.

Silver City Chiropractic can be reached at (360) 613-5711.

4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Local business banker wins national award
Bank of America recently announced that Jeff Reynolds of Poulsbo, senior vice president, has been recognized as one of the company’s top business bankers in the country for 2003.

Reynolds will be honored at a recognition event later this month in Scottsdale, Ariz.

4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Washington’s Credit Union now
1st Security Bank of Washington
On April 1, Washington’s Credit Union, which operates a branch in Poulsbo, became a state chartered mutual savings bank, 1st Security Bank of Washington.

“Last year, the members voted to make the change by a significant majority,” reports Ronald L. Blankenship, CEO since 1981.

Headquartered in Mountlake Terrace, the credit union serves 60,000 members with 150 employees and has operated as a credit union since 1936.

In addition to the Poulsbo, there are additional branches in Port Angeles, Seattle, Tacoma, Canyon Park, Edmonds, Everett, Kent, Lynnwood, Marysville, Puyallup and Redmond

The institution has $297 million in assets and will be insured by FDIC.

4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Sutherland joins American Marine Bank
President Rex Townsend has announced that Linda Sutherland has joined American Marine Bank as vice president and residential loan officer. Sutherland will be working out of the bank’s Silverdale Lending Center.

Sutherland has over 20 years experience in all aspects of residential lending including VA, FHA, Rural Housing, conventional and jumbo loans. She is also a Kitsap Housing Coalition member, and is a trained Washington State Housing Finance Commission Homebuyer Education Instructor.

4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Venture Financial Group
announces record earnings
Venture Financial Group, Inc., parent company of Venture Bank, which has a branch in Gig Harbor, announced record fourth quarter net income of $2.0 million, an increase of 25 percent compared to $1.5 million for the fourth quarter 2002.

Diluted earnings per share were $.45 for the quarter ended Dec. 31, 2003, up 36 percent from $.33 for the same quarter in 2002. Net income for the 12 months ended Dec. 31, 2003 was $9.1 million, an increase of $2.9 million or 46 percent compared to $6.2 million for the same period in 2002.

4-2-2004
SPECIAL REPORT - BANKING & FINANCIAL SERVICES
Kaiser honored as Employee of the Year
Peninsula Community Federal Credit Union recently announced that Margie Kaiser has been selected as Employee of the Year for 2003. Her consistently high level of customer service, extensive product knowledge, and Credit Union dedication made her an outstanding choice for this distinction according to a spokesperson for the financial institution.

Kaiser is currently an account executive II in the Belfair branch and has been with Peninsula for 8 years.

3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Women in politics:
Gavel in one hand, glass breaker in the other
By Rodika Tollefson
   We may have to wait a while for the first woman U.S. president, but from Gig Harbor to Bainbridge Island, women are proving to proudly stand on equal footing in the aggressive turf of politics...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Women making their mark
in local banking industry
By Rodika Tollefson
   Kitsap County Commissioner Jan Angel, who had a long career in banking, recalls a time in the 1970s when she was the only woman banker in Anchorage, Alaska. Back in those days, women were secretaries and tellers, not managers. As she had the door slammed on her on many occasions, Angel eventually did work her way up — but not without constant vigilance...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Women in control of many
local marketing efforts
By Rodika Tollefson
   Stacy Ames has been in charge of Kitsap Mall marketing for four years, and has been in the industry for a decade. She moved to Kitsap with a company transfer after working in Reno, and loves the flexibility and the variety her job affords her. Ames “fell into marketing” after changing majors a few times in college, and recently became a certified marketing director thought the International Council of Shopping Centers, after an intense year-long course of studies and tests...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Elizabeth Gilje:
Rescuing KPS from the trash heap

Not only was making the local insurer viable once again, but regaining the community’s trust and belief in the company was Job One
By Rodika Tollefson
If it weren’t for her then-82-year-old mother, Elizabeth Gilje’s involvement with KPS Health Plans may have stopped in 1999.

Gilje first became involved with KPS as part of the team hired by the state Office of the Insurance Commissioner to determine whether the nonprofit company should be liquated or could be rehabilitated...   (Full Article)

3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Jeannee Renee Brown makes sure
you look good
By Linda Thomson
   Do you need a makeover? Jeannee Renee’s Salon in Silverdale may not be able to schedule you as soon as you want, but according to owner Jeannee Renee Brown, any wait will be worth it...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Helping women find their own curves pays off
By Linda Thomson
   Laura Mitchell opened Curves for Women in Silverdale in March of 2002. She figured she would probably start with about 30 women and hoped to have 90 by the end of the year. Well, it has been three years now, and she’s got some 1,000 members in Silverdale. Further, within that same year, she opened Curves outlets in Port Orchard and Belfair. Between the three sites, there are around 2,500 members...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Two-woman team recognized
for tourism promotion
By Rodika Tollefson
   The Kitsap Visitors and Conventions Bureau (VCB) recently recognized the City of Gig Harbor and the Gig Harbor Chamber of Commerce for their partnership in promoting local tourism. Although the two have informally worked together for many years, their partnership grew after the city hired a marketing director...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Online education helps women
with competing obligations
   By day, she’s a customer service representative for a local medical services provider; by night, Susan Morrelli 29, is a wife, mother and student. Not at her local university, but at an accredited online university...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Going the extra mile for her community
By Linda Thomson
   Catherine Ann Wolf is a certified public accountant practicing in Belfair. The North Mason Chamber of Commerce recently named her firm Business of the Year for 2003...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Finding her own niche was the key to success
By Linda Thomson
   Jane Fraser is an insurance agent, specializing in health insurance. Through her firm, Fraser Consulting Services, LLC, she does outreach in person, and acquires new clients by word of mouth and networking. The lady with the English accent is memorable to business owners who have encountered her when she comes calling, leaving her business card behind...   (Full Article)
3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
Growing her business
and having tremendous fun doing it
By Linda Thomson
Kim Olsen is co-owner, with her husband Bill, of Hood Canal Custom Interiors in Belfair. She started out working for her dad in his drapery business in Bellevue in 1969 while she was still in high school. Right from the beginning, she was given responsibilities such as selling fabric, payroll and other bookkeeping duties.

Eventually, she became the manager...   (Full Article)

3-12-2004
SPECIAL REPORT - WOMEN IN BUSINESS
SBA offers online advice
to women entrepreneurs
   Women business owners are critically important to the American economy.  America's 9.1 million women-owned businesses employ 27.5 million people and contribute $3.6 trillion to the economy.  However, women continue to face unique obstacles in the world of business...   (Full Article)
2-4-2004
SPECIAL REPORT - RETIREMENT LIFESTYLES
Sentinel Construction helps seniors
live safely at home
By Rodika Tollefson
   When David Godbolt of Sentinel Construction worked on his disabled brother’s home a couple of years ago, he was surprised to learn that no other contractor in the area specialized in that type of work — and there were only few statewide. He saw an unmet need for senior and disabled clients who have physical constraints or safety concerns in standard homes...   (Full Article)
2-4-2004
SPECIAL REPORT - RETIREMENT LIFESTYLES
Senior day care options
By Linda Thomson
   When is senior day care an option to consider? Seniors might need the activity and social level not available at home. On the other side, caregivers are certainly entitled to take time to care for their own needs, such as getting a haircut, paying bills, attending a school concert, or even taking a vacation...   (Full Article)
2-4-2004
SPECIAL REPORT - RETIREMENT LIFESTYLES
Scam Jam 2004 –
free fraud protection seminar
   The Better Business Bureau and the Kent Senior Activity Center present Scam Jam 2004, a free, one-day anti-fraud seminar open to the public at the Kent Senior Activity Center, 600 E. Smith St. in Kent, on Feb. 27. The doors open at 8:30 a.m. and conclude at 2 p.m...   (Full Article)
2-4-2004
SPECIAL REPORT - RETIREMENT LIFESTYLES
Free tax filing help available for seniors
   The American Association of Retired Persons (AARP) Tax-Aide program helps seniors file their personal tax returns from Feb. 1 through April 15. Volunteers are trained to assist in filing basic forms, including 1040, 1040A and 1040EZ...   (Full Article)
2-4-2004
SPECIAL REPORT - RETIREMENT LIFESTYLES
What to do when dementia is diagnosed
By Linda Thomson
   Dementia is a scary word. Alzheimer’s Disease frightens us. But folks should definitely go to a physician with concerns regarding memory, thinking skills or changes in behavior. A number of tests may be done to discover or eliminate causes...   (Full Article)
2-4-2004
SPECIAL REPORT - RETIREMENT LIFESTYLES
Staying fit in the Golden Age can be fun too
By Rodika Tollefson
   Ah, the dreaded fitness thought. If you think sweat, muscle pain and other unpleasantries are required for keeping your body fit during senior — or any — years, you are wrong...   (Full Article)