10-8-2007
New kind of insurance product
gives consumers more options
Allstate, recently introduced “Allstate Your Choice Home,” the company’s latest choice-driven insurance product. According to local Allstate agent Betty Skinner, census data indicates that Washington’s population grew by more than 21 percent from 1990-2000, compared to the countrywide average of 13.1 percent. From 2000-2006, the Evergreen State’s population grew by 8.5 percent, compared to the 4.3 percent national average growth.

Home ownership has become a key factor in this growth, as demonstrated by the 2006 Census Bureau figures, which listed the Washington home ownership rate at 66.7 percent, compared to the national average of 68.8 percent. Of course, with homeownership comes the need for insurance.

Allstate Your Choice Home offers consumers several new and innovative features, such as:

Claim-Free Bonus — Customers who have gone 12 months without a claim will receive up to a five percent credit toward their renewal premium.

Claim RateGuard — Customers’ rates won’t go up just because they file a claim (applies to one claim/every five years).

Guaranteed Renewal for Claims — A customer’s homeowners policy will not be dropped just because of the number of claims filed (Policy may be non-renewed for other reasons including type of claim and condition of property).

Consumers also have the opportunity to personalize their policy through a variety of options, including identity restoration and Electronic Data Recovery.

To learn more about Allstate Your Choice Home, contact Skinner at (360) 479-9850.