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Don’t come up short in your retirement savings By Ted Martin |
| If you’re like many people, you may not enjoy participating in surveys, but you’re curious about the results — particularly if they contain information that touches on your life. For example, if you’re concerned about saving for retirement, you may be quite interested in some of the findings from the Employee Benefit Research Institute’s 2003 Retirement Confidence Survey... (Full Article) |
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Mercury Online Solutions’ CEO
Educational Leader of the Year
John Eisenhauer first to receive award for outstanding contributions |
| Bainbridge Island’s Mercury Online Solutions, Inc., a worldwide provider of digital signage networks, including interactive kiosks and large-format dynamic screens, announced that the Bainbridge Public Schools Trust has named the firm’s CEO, John Eisenhauer, as the first annual Educational Leader of the Year... (Full Article) |
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Sen. Oke and assistant receive green awards |
| Sen. Bob Oke and his Legislative Assistant, Michelle Lewis, have been honored with the 2003 Conservationist of the Year awards from Trout Unlimited... (Full Article) |
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Credit Union fills many new positions |
| Kitsap Credit Union has recently undergone reorganization to streamline the reporting structure of its branch management. This internal restructuring will increase the efficiency of the branch staff to best maintain superior, member service... (Full Article) |
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Countrywide Home Loans opens local office |
Countrywide Home Loans, Inc., one of the largest residential finance providers in the world, has opened a local office at 620 Park Ave, in Bremerton.
Longtime local mortgage banker Roger Nance has been named as manager of the branch. Loan representative include Nathan Adkisson, Daniel Rodriguez, and Angela Wolfe. Nance stated the mega-lender would soon be opening offices in Gig Harbor and Poulsbo as well... (Full Article) |
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Venture Financial Group pays cash dividend |
| Venture Financial Group, Inc., parent company of Venture Bank, announced that on Jan. 21, the Board of Directors declared a cash dividend of $.07 per share payable Feb. 13, to all shareholders of record as of Feb. 2. The declared dividend marks the twentieth consecutive quarterly dividend to be paid. |
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Kitsap Bank achieves record growthin 95th year |
Kitsap Bank’s average assets increased $38 million in 2003, which was a record growth year for the local bank. The net profit was $9.6 million. The return on assets was 1.92 percent and the return on equity was 18.5 percent.
Commercial loans increased $33 million for the year and $100 million over the past three years. Total loans reached $400 million. In addition, the Bank closed $238 million in residential mortgage loans during the year, which was a record.
Total assets of the Bank reached $512 million in the Bank’s 95th year. |
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The Business-Ethics Plan: Where to start
By Jim Kendall and Paul W. Murphey, Ph.D. |
| Jim: Paul, we have covered a lot of territory, mostly philosophic in nature. I still want to get to the nuts and bolts. When I first took over OIC of a small shore facility, I created a “Command Philosophy” document, using example “CO Statements” I received at ComSubPac Submarine PCO school (Prospective Commanding Officer) to use as the outline... (Full Article) |
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We’re in a boom - Now what?
By Poonum Vasishth
Investment Consultant, Olympic Investment Center
Kitsap Bank/Olympic Bank |
| Look around and it’s hard not to find good news about the economy. The year-end numbers are still coming in but the information we already have from 2003 is positive... (Full Article) |
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Is a 401(k) Plan appropriate
for your business?
By Glenn Anderson |
| No business owner would argue against the importance of planning for the future. However, the reality is that with the daily demands of running a business, long-term goals are often put on the back burner... (Full Article) |
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Frontier Bank offers free
“Economic Forecast 2004”
Michael Parks is again the featured speaker |
| Frontier Bank has once again scheduled its popular annual Economic Forecast events for this month. The program for Kitsap County will be Frontier’s third Economic Forecast in this area. The event will take place on Thursday, Feb. 26, at the Red Lion Silverdale Hotel. The program will begin at 7:30 a.m... (Full Article) |
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Frontier Financial earnings up from 2003 |
| Frontier Financial Corporation recently announced earnings for the fourth quarter and the year ended Dec. 31, 2003. Net income for the year 2003 increased 10 percent to $39.6 million compared with $36.0 million in 2002... (Full Article) |
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A little prep work is the best medicine
for business financing
By Scott Harvey
Senior Vice President, SBA Manager - Kitsap Bank |
| Obtaining financing can be a challenging part of opening and operating a medical practice; and while the process may seem daunting, it need not be. With a little prep work, the experience can go very well, and enhance your chances of receiving a favorable loan... (Full Article) |
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Ask the Guru
The Guru will answer your questions about how you can increase your sales with better marketing, advertising, and public relations.
By Mort Barish
Barish Associates Inc. |
The Guru recently received this inquiry: Dear Guru:
I see features and articles in newspapers and magazines all the time about corporations and their products.
I would love to get coverage like this for my company. How do I go about it?
(signed) Seller of emergency preparedness kits... (Full Article) |
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Keycorp ranked among top
U.S. corporate givers |
| KeyCorp, the parent company of KeyBank, ranks 13th among the most generous cash giving companies in America, according to BusinessWeek’s Dec. 1 special report “America’s Top Givers” and first-ever ranking of America’s most philanthropic companies... (Full Article) |
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Money Wi$e women forum
at Olympic College in Poulsbo |
| Saturday, Jan. 24 is the date of the Money Wi$e Women Forum at the new Olympic College campus in Poulsbo. The seminar runs from 9:30 a.m. to 4 p.m. and offers a choice of four breakout sessions... (Full Article) |
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Fund your IRA early in the year
By Jim Thatcher |
| As an investor, if you want to get the new year off to a good start, consider fully funding your IRA right away. It’s a smart move that can pay off for you — perhaps even more than you’d think... (Full Article) |
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Insuring your business isn’t
as easy as you think
By Linda Thomson |
| What type of insurance does a business need? “It depends,” begins Tim Quigley, “on the type of business you are.” The Safeco representative in Bremerton, says, “Talk with your agent. Things are not all the same,” and there may be special programs for specific trades... (Full Article) |
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Frontier Financial Corp. increases dividend |
| The Board of Directors of Frontier Financial Corp., have declared a $.185 per share first quarter cash dividend to shareowners of record as of Jan. 7 and payable Jan. 24... (Full Article) |
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401(k) loans can be costly to your future
By Lori Morgan |
| If you work for a company that offers a 401(k), consider yourself fortunate. A 401(k) offers tax-deferred earnings growth, the ability to make pre-tax contributions and a variety of investment choices. Your 401(k) may also over a loan feature – but you may want to think twice before using it... (Full Article) |
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Estate tax to decline. Do you have a plan?
From Waddell and Reed |
| As a result to tax law changes approved by Congress in 2001, the estate tax will gradually decline until 2010, when it is scheduled to disappear entirely. But it will stage a reappearance in 2011 unless Congress makes permanent the repeal. This creates an estate-planning conundrum... (Full Article) |
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