If you’ve been investing for at least a decade, you’ve already seen a lot of ups and downs in the financial markets. This year, you may be wondering: “What’s next?”

Unfortunately, no one can predict the future. But as long as you make investment decisions based on realistic expectations, you can continue making progress toward your long-term goals — in all market environments. read more »

Some investors find the thought of investing in the stocks of individual companies somewhat intimidating. After all, how do you possible decide which companies, out of literally thousands, to choose?

A good place to start is by taking a closer look at the products and services you use in your daily routine. Consider a typical day in the life of an average American.

At 6 a.m., the alarm clock rings, interrupting your peaceful slumber. You reluctantly roll out of bed and head for the bathroom, where you turn on the light , brush your teeth and shower . read more »